https://niloyghosh.com/writing Articles on agentic AI, AI cost, and building AI systems that hold up in production. en-us Mon, 28 Sep 2026 12:00:00 GMT https://www.linkedin.com/pulse/ai-vs-who-wins-fight-over-your-identity-niloy-ghosh-3ztlf/ AI has made the old attacks on biometric identity cheaper and opened new ways in that skip the camera and sensor entirely, while giving defenders better tools than they have ever had. The piece walks through both sides and closes with lessons from financial services that apply directly to identity systems. Mon, 28 Sep 2026 12:00:00 GMT https://www.linkedin.com/pulse/ai-vs-who-wins-fight-over-your-identity-niloy-ghosh-3ztlf/ https://www.linkedin.com/pulse/how-get-ahead-agentic-ai-costs-niloy-ghosh-twkaf/ Switching to a cheaper model rarely fixes agentic cost, because the real problem is estimating it before you ship. This covers how to think about that estimate, by measuring completion alongside cost, planning for a range instead of an average, and finding the driver that dominates your bill. Mon, 14 Sep 2026 12:00:00 GMT https://www.linkedin.com/pulse/how-get-ahead-agentic-ai-costs-niloy-ghosh-twkaf/ https://www.linkedin.com/pulse/true-cost-agentic-ai-niloy-ghosh-bnj0f/ Agents decide their own steps and are billed by the token, so their cost is neither bounded nor predictable the way provisioned software is. This is why agentic budgets keep blowing past estimates even when teams plan carefully. Mon, 07 Sep 2026 12:00:00 GMT https://www.linkedin.com/pulse/true-cost-agentic-ai-niloy-ghosh-bnj0f/ https://www.linkedin.com/pulse/code-quality-age-vibe-coding-niloy-ghosh-dsshf/ AI made code cheap to write but no safer to ship, and the judgment that used to live in an experienced engineer's head now has to run as checks on every commit. A practical guide to trusting code you didn't write. Fri, 28 Aug 2026 12:00:00 GMT https://www.linkedin.com/pulse/code-quality-age-vibe-coding-niloy-ghosh-dsshf/