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Niloy Ghosh

Niloy Ghosh

AI and data science leader building production AI products

I lead the teams and platforms that take applied AI from model to deployed product, across banking, payments, and enterprise SaaS. I also build and ship products of my own.

17+
years in technology and data science
1,000+
enterprise customers, on products I've built from zero and scaled
U.S. patent
filed for cloud environmental impact analysis
4 industries
financial services, SaaS, e-commerce, and telecom

Selected work

Production AI I've led, from first design to scale.

SiriusAI, for financial institutions

SAR investigation platform

An agentic platform that investigates alerts from transaction monitoring systems against FinCEN red flags, drafts the case narrative, and routes it to investigators and supervisors for review before filing.

  • ~50% less investigation time in internal benchmarks
  • Investigator and supervisor sign-off before every filing
  • Runs entirely inside the client's own environment
Read case study: SAR investigation platform

Apptio (IBM)

Cloud Sustainability Service

A carbon-footprint analytics product that estimates power use and emissions for cloud workloads across AWS, Azure, GCP, and Oracle, built from zero inside Cloudability. The estimation methodology is the subject of a filed U.S. patent.

  • 250+ enterprise customers on the premium tier
  • Estimates down to each instance, each hour
  • U.S. patent filed
Read case study: Cloud Sustainability Service

Featured products

Products I build and ship on my own time.

CareerPathForge

Early access

An AI-assisted interview preparation platform. It builds a skill map from a job description and adapts mock interviews to the gaps it finds.

All products and experiments

Experience

  1. Jan 2026 – Sep 2026

    SiriusAI · Associate Director, Data Science

    Solutions architect and technical lead across three data science teams, building production AI platforms for global banking and payments clients.

  2. May 2020 – Jan 2026

    Apptio (IBM) · Manager, Data Science

    Led the India Data Science team building AI products for the Cloudability and Apptio FinOps platform, including services used by 1,000+ enterprise customers.

  3. Apr 2017 – May 2020

    Citigroup · Senior Data Scientist (Manager)

    Technical lead for data science across U.S. retail banking and cards.

  4. Mar 2016 – Mar 2017

    Flipkart · Senior Business Analyst

    Owned the organization-wide returns KPI.

  5. Jun 2012 – Feb 2016

    Accenture Management Consulting · Consultant

    Predictive modeling for banking and telecom clients.

  6. Aug 2007 – Jul 2010

    Tata Consultancy Services · Assistant Systems Engineer

    Financial-services ETL and ERP delivery.

Full resume (PDF) (PDF, opens in a new tab) · Updated Oct 2026

Get in touch

For leadership roles, advisory work, or speaking, email me or reach out on LinkedIn.

niloy@niloyghosh.com