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Niloy Ghosh

Writing

My thoughts on AI, its evolution, and how it will affect our lives and work.

  1. Sep 2026

    AI vs AI: Who wins the fight over your identity? (opens on LinkedIn)

    AI has made the old attacks on biometric identity cheaper and opened new ways in that skip the camera and sensor entirely, while giving defenders better tools than they have ever had. The piece walks through both sides and closes with lessons from financial services that apply directly to identity systems.

  2. Sep 2026

    FinOps for AI

    How to get ahead of agentic AI costs (opens on LinkedIn)

    Switching to a cheaper model rarely fixes agentic cost, because the real problem is estimating it before you ship. This covers how to think about that estimate, by measuring completion alongside cost, planning for a range instead of an average, and finding the driver that dominates your bill.

  3. Sep 2026

    FinOps for AI

    The true cost of agentic AI (opens on LinkedIn)

    Agents decide their own steps and are billed by the token, so their cost is neither bounded nor predictable the way provisioned software is. This is why agentic budgets keep blowing past estimates even when teams plan carefully.

  4. Aug 2026